Group Disability Insurance Florida

Florida Group Disability Insurance

Disability insurance coverage is an important employee benefit
because it helps protect your employees most valuable financial
asset...their income. It replaces lost income for an employee if they
are unable to work due to sickness or injury.

Group disability insurance for your Florida business is an excellent
employee benefit incentive for acquiring and maintaining

employees and the cost is relatively low in
comparison to other employee benefits.

Learn much more below about both Group Long
Term Disability Insurance and Group Short Term
Disability Insurance.

Each year on average, 12% of the adult U.S.
population suffers a long term disability and one
out of eight workers will suffer a five-year or longer
disability before the age of 65.

Florida group long term disability insurance plans
provide income protection for disabilities lasting three
months or longer. After the initial waiting period is
completed, long term disability insurance will provide a
monthly income which may continue until age 65 for
qualified disabilities. The monthly income provided
under a policy is usually 60% of the employees pre-
disability income.

Click on the link below to fill out a secure quote request form for a
Florida group employee long term disability insurance plan that
regardless of whether you're a large employer or a small business,
will provide exceptional long term disability insurance coverage for
your businesses most important asset...your employees. Or speak
with our Florida Business Insurance Specialist at (305) 267-0000 to
discuss the features.

When an employee needs to be away from work for an extended period
or a non-work related disability like maternity, illness, or injury, an
employee can have access to a short term disability program which
provides at least partial income protection. Short term disability
insurance is a more common employee benefit because the chance of
an employee being unable to work for a short period is higher than the
chance of being permanently disabled.

A short term disability insurance plan for your Florida business will
provide weekly income for an employee disability shorter than 3 months.
Coverage is meant to bridge the gap between a company's sick pay
policy and the start of an employee long term disability insurance plan.

Click on the link below to fill out a secure quote request form for a Florida
group employee short term disability insurance plan that regardless of
whether you're a large employer or a small business, will provide
exceptional short term disability insurance coverage for your businesses
most important asset...your employees. Or speak with our Florida
Business Insurance Specialist at (305) 267-0000 to discuss the features.

We are your local Miami, Florida insurance agency, offering comprehensive
group disability insurance plan services to businesses in the following cities
and counties: Coral Gables, Kendall, Richmond Heights, Pinecrest, Howard,
Coral Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater,
Key Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia
Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian Creek, Surfside,
Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka,
Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Norland,
Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach,
Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami
Beach, Hallandale Beach, Ives Estates, Pembroke Park, Hollywood, Dania
Beach, Cooper City, Davie, West Miami, Weston, Plantation, Playland Isles,
Melrose Park, Lauderhill, Sunrise, Tamarac, Fort Lauderdale, Wilton Manors,
Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Pompano Beach,
Margate, Coral Springs, North Lauderdale, Lighthouse Point, Hillsboro Beach,
Coconut Creek, Deerfield Beach, Boca Raton, The Hamptons, Highland
Beach, Boca West, Delray Beach, Boca Pointe, Boynton Beach, Lantana,
Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs,
Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach,
Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Juno
Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores,
South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida
City, Leisure City, Miami-Dade County, Broward County, Palm Beach County,
FL. We also offer group disability insurance services in the remainder of
Florida, including Orlando, Jacksonville, Lakeland, and the Tampa Bay area.

Benefits begin on the 91st day of disability.

Monthly benefit is 60% of pre-disability income.

Maximum monthly benefit is $5,000.

Benefit duration to age 65 for qualified disabilities.

Benefits begin on the 1st day in the case of an accident

Benefits begin on the 8th day in the case of a sickness

Weekly benefit is 100% of pre-disability income for
the first 15 days.

Weekly benefit is 66% of pre-disability income
from day 16 through a maximum of 165 days.

Maximum weekly benefit is $1,000.

Benefit duration is 26 weeks.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed
insurance agent.

Group Disability

Income Insurance

Palomino Insurance Group

Florida Health, Life & Business Insurance

Proudly Serving Florida Since 1986!

Answer a few questions and we will
provide you with a quote by email or
phone. Choose the Florida personal
or business insurance coverage
you're interested in from the menu
above.

Palomino Insurance Group Corp.

7515 S.W. 32nd Street

Miami, Florida 33155

Miami-Dade County, FL

(305) 267-0000

Fax (305) 267-0004

Palomino Insurance Group Corp.

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