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Personal Insurance
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Palomino Insurance Group
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Florida Health, Life & Business Insurance
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Proudly Serving Florida Since 1986!
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Answer a few questions and we will
provide you with a quote by email or phone. Choose the Florida personal or business insurance coverage you're interested in from the menu above. |
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Palomino Insurance Group Corp.
7515 S.W. 32nd Street
Miami, Florida 33155
Miami-Dade County, FL
(305) 267-0000
Fax (305) 267-0004
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International
Life Insurance
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Palomino Insurance Group Corp.
Copyright 2006-2008 All rights reserved
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Site Built & Maintained by InsuranceWebsiteServices.com
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Life Insurance can help protect your family and is an excellent way to
accumulate money for college, retirement or unplanned expenses. A person should have life insurance that approaches six to eight times their annual gross income. Under current laws, there is generally no federal income tax on death benefits paid to a named beneficiary. |
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Using the strength and experience of our life
insurance markets, we offer affordable term life and universal life insurance policies. |
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Life insurance coverage for a specified length of
time. A term life insurance policy is usually purchased with a particular need in mind. Beneficiaries will collect, usually tax free, the face value of the policy upon the insured (your) death. Term life is attractive for those with a limited income, high short term insurance needs, or for personal family protection. |
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If the insured survives the time period, the policy
expires. There is no cash value at the expiration of a term life insurance policy. Some policies have a convertible feature permitting a policyowner to exchange a term policy for a cash value policy without evidence of insurability. |
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Level Term Life Insurance Policy Features
A constant death benefit and a level premium for a
specified number of years. We offer 10, 15, 20, and 30 year terms. |
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Decreasing Term Life Insurance Policy Features
Has a decreasing death benefit and a level premium.
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Click on the link below to fill out a quote request form for an
International Term Life Insurance policy that will provide excellent life insurance coverage at an affordable cost. Or speak with our Personal Insurance Specialist at (305) 267-0000 to discuss the features. |
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Click on one below to learn more!
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A flexible premium policy that combines protection against premature
death with a savings account that typically earns a money market rate of interest. A universal life insurance policy is a combination of term life insurance protection with the cash savings value of whole life insurance. Interest rates paid on the cash value are typically higher than with whole life insurance because they tend to follow the markets. |
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Premiums for universal life insurance policies can be paid in a lump
sum, annually, or anywhere in between. Interest on the cash value is usually guaranteed, but will vary according to the investment performance. Each month deductions are made from the cash value fund to support the costs of the insurance protection. As long as the cash value is substantial enough to maintain the monthly costs, the policy will remain in force. Typically the death benefit reduces in proportion to the increase in cash value, thus causing a level death benefit. |
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**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Click on the link below to fill out a secure quote request form for an
International Universal Life Insurance policy that will provide excellent life insurance coverage at an affordable cost. Or speak with our Personal Insurance Agent Specialist at (305) 267-0000 to discuss the features. |
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We are your local Miami, Florida insurance agency, offering affordable
international life insurance services in the following cities and counties: Coral Gables, Kendall, Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Hollywood, Dania Beach, Cooper City, Davie, West Miami, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac, Fort Lauderdale, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Pompano Beach, Margate, Coral Springs, North Lauderdale, Lighthouse Point, Hillsboro Beach, Coconut Creek, Deerfield Beach, Boca Raton, The Hamptons, Highland Beach, Boca West, Delray Beach, Boca Pointe, Boynton Beach, Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, Leisure City, Miami- Dade County, Broward County, Palm Beach County, FL. We also offer international life insurance services in the remainder of Florida, including Orlando, Jacksonville, Lakeland, and the Tampa Bay area. |
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SSL Secure
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SSL Secure
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This international life insurance will cover you in
the country where you reside, while traveling to other countries, or if you wish to be treated for any medical condition in the United States. |