Non United States Citizen Insurance

Non - U.S. Citizen Health Insurance - Family or Individual

(HMO and PPO Coverages)

Individual or family health insurance can provide the important
protection needed in the event of illness and for regular preventive
care. Using the strength and experience of our health insurance
markets, Palomino Insurance Group can offer affordable non-U.S.
citizen HMO and PPO Health Insurance policy coverages throughout
Florida, with a focus on the Miami area.

Whether you have a visa or not, we can assist
you with your comprehensive health insurance
needs. We also provide an extended line of
insurance services to non - United States citizens
with permanent residency, with coverages that
include; health, life, disability, long term care,
annuities, and accident insurance.

Health insurance plans that allow you the most
choices in doctors and hospitals also tend to cost
more than plans that limit choices. Individual and
family health insurance plans that help to manage
the care you receive, such as a PPO plan, usually
cost you less, but you must give up some
freedom of choice.

Learn more about non-U.S. citizen HMO and
PPO managed health care insurance policies we
offer throughout Florida by clicking on a link
below.

Click on the link below to fill out a secure quote
request form for a non-U.S. citizen health insurance
policy that provides excellent health insurance
coverage and services at an affordable cost. Or
speak with our Florida Health Insurance agent
specialist at (305) 267-0000 to discuss the features.

We are your local Miami, Florida insurance agency, offering affordable non-
U.S. citizen health insurance services to individuals and families in the
following cities and counties: Coral Gables, Kendall, Richmond Heights,
Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes,
Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach,
Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores,
Medley, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park,
Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs
North, Carol City, Norland, Ojus, Miami Lakes, Biscayne Gardens,
Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar,
Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates,
Pembroke Park, Hollywood, Dania Beach, Cooper City, Davie, West Miami,
Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise,
Tamarac, Fort Lauderdale, Wilton Manors, Oakland Park, Lauderdale
Lakes, Sea Ranch Lakes, Pompano Beach, Margate, Coral Springs, North
Lauderdale, Lighthouse Point, Hillsboro Beach, Coconut Creek, Deerfield
Beach, Boca Raton, The Hamptons, Highland Beach, Boca West, Delray
Beach, Boca Pointe, Boynton Beach, Lantana, Rainbow Lakes, Atlantis,
Lake Worth, South Palm Beach, Palm Springs, Greenacres, Wellington,
Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West
Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North
Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South
Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City,
Leisure City, Miami-Dade County, Broward County, Palm Beach County,
FL. We also offer non - United States citizen health insurance services in
the remainder of Florida, including Orlando, Jacksonville, Lakeland, and the
Tampa Bay area.

Click on the link below to fill out a secure quote request form for a
non-U.S. citizen HMO health insurance policy that provides excellent
health insurance coverage and services at an affordable cost. Or
speak with our Health Insurance agent specialist at (305) 267-0000
to discuss the features.

Palomino Insurance Group

Florida Health, Life & Business Insurance

Proudly Serving Florida Since 1986!

Answer a few questions and we will
provide you with a quote by email or
phone. Choose the Florida personal
or business insurance coverage
you're interested in from the menu
above.

Palomino Insurance Group Corp.

7515 S.W. 32nd Street

Miami, Florida 33155

Miami-Dade County, FL

(305) 267-0000

Fax (305) 267-0004

Non U.S. Citizen

Health Insurance

* Preventive care emphasis

* Primary care physician (PCP) coordinates your total care

* Must get a referral from your PCP to visit a specialist

HMO Health Insurance Policy Overview - Non-U.S. Citizen

Subscribers to an HMO receive medical services from participating
physicians, clinics and hospitals. You choose a primary care physician
(PCP) from a list of participating doctors from where you live in Florida.
That doctor is used for typical circumstances such as annual exams
and usual health issues. If you need to see a specialist, be
hospitalized, or have lab or X-ray work, your doctor will refer you to a
provider or facility within the HMO system. Your doctor must give
authorization for those services to be covered by your HMO. In other
words, you must see HMO approved physicians and use HMO
approved facilities or pay the entire cost of the visit yourself.

Similar to Point-of Service (POS) and PPO's, HMO's have made
arrangements for lower fees with a network of health care providers
and give their policyholders a financial incentive to stay within that
network.

You may have to pay some portion of the cost (co-payment) for each
office or hospital visit, such as $20 - $30 per doctor visit, regardless
of what the services cost. Also, some services such as emergency
room, mental health and chemical dependency services, may carry
additional costs in a Florida HMO health maintenance plan.

* Convenient access to quality health care

* Large and diverse network available of primary care physicians,
specialists, hospitals & clinics.

* Pay for services as they are provided

PPO Health Insurance Policy Overview - Non-U.S. Citizen

You can see any health care professional in the network any time
you choose to make an appointment. You don't need referrals for
specialists or other services as you do in an HMO. You can see
doctors or specialists outside your PPO network, however, your
portion of the costs will be higher.

You may have to pay some portion of the cost (co-payment) for
each office or hospital visit, such as $20 - $30 per doctor visit,
regardless of what the services cost. Also, some services such as
emergency room, mental health and chemical dependency
services, may carry additional costs in a Florida PPO health
insurance plan.

Click on the link below to fill out a secure quote request form for a
non-U.S. citizen family or individual PPO health insurance policy
that provides excellent health insurance coverage and services at
an affordable cost. Or you can speak with our Health Insurance
agent specialist at (305) 267-0000 to discuss the features.

Learn more about the other types of Individual or Family Health
Insurance polices we offer in Florida by clicking on the link below!

Managed Health Care Plans:

Learn more about the other types of Individual or Family Health
Insurance polices we offer in Florida by clicking on the link below!

Managed Health Care Plans:

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed
insurance agent.

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